The days are getting shorter, you course load is getting heavier and your bank balance is becoming closer and closer to your overdraft limit. That's right, winter is coming. Never fear though as help is at hand to get you through this tough month!
For most of us, November means one thing: no money. Gone has the loan that saved you from the horrors of Asda Smartprice and provided you with enough vodka to tranquilize an army. Without wanting to sound like your parents and for want of a better phrase, it's time to start budgeting. Budgeting for some of you may mean eating porridge 3 meals a day until you go home for Christmas but it's easy to save enough money to escape undernourishment.
Firstly, going out is expensive. I'm not suggesting that you don't go out, that would be ludicrous. I'm suggesting being wise about it. Predrinking is a necessity as clubs charge an arm and several legs for drinks. They can also lure you to the bar with the promise of a £1 shot but allow you to drunkenly decide that spending £10 on a fishbowl is a good idea. I'm not suggesting that you should get so sloshed at predrinks that you can't get to the club, I'm merely suggesting that drinking a few before you go out will save the wonga. The same goes for food after leaving the club. We all love a Kebab-U-Like but wait until you get home. My reward for getting myself home is a chunk of cheese.
Another considerable expense on a night is the dreaded taxi. Some of the taxi drivers can take advantage of a group of drunk people by charging them more than they should. Does "I'm not paying £30 to get to Frenchay!" ring any bells? Also, many UWE students have bus passes and as the buses now run later, you can get into town for FREE. The FirstBus also does a £2.90 night rider than allows you unlimited travel all night (until about 3am). Yes, taxis are easier but £6-10 on taxis every night out adds up. If your travel costs are cut down, you can crack on and get that Donner Kebab you obviously won't regret in the morning.
Secondly, food is the next biggest expense for a student. Granted, students don't have the best rep for cooking gourmet food but we don't have to. You don't need expensive ingredients to make something tasty. It starts with when you go shopping. If you go shopping during the day, expect to pay more than if you were to go close to closing time. The supermarkets mark down all of the food that has to be eaten that day and you can get ridiculous bargains - My best was a sirloin steak for 50p. You can freeze most of it too and it will usually be fine to be eaten up to 24-48 hours after the use-by date (but it depends on the product - use your common sense).
Lastly, you have to remember that you're not at home anymore. Your parents aren't going to pick up the tab for frivolous purchases (unless they're very generous). So yes, we all love a Starbucks or a takeaway but if you're counting the pennies, don't go for a luxury coffee or a luxury-priced curry. I hate to break it to you, on a student budget, you will buy very little even remotely associated with 'luxury'.
If you still need help getting through November, just remember all of your money problems will be solved soon by going home. Think of that roast on Christmas day.
